Joseph V. Carro, Jr. | Rome Daily Sentinel – Rome Sentinel

Joseph V. Carro, Jr., 56, of Oneida, passed away after a long battle with heart disease on Thursday, February 13, 2020.
He was born May 7, 1963, in Rome, the son of Adelia Benedict Carro and the late Joseph V. Carro, Sr. He was a graduate of Holland Patent Central school and attended MVCC. Joe was employed with General Mill Work in Utica and later with Kelley Brothers in Syracuse. On August 21, 2004, at Friendship Baptist Church in Rome, he married Margaret “Meg” Griffin.
Joe was an avid golfer and also enjoyed volleyball. He was a member of Friendship Baptist Church.
Aside from his wife, Meg Carro, he is survived by his three daughters, Dana Gaska and husband Daniel, Kimberly Carro, and Jenna Carro; three stepsons, Matthew Griffin, Mitchell Loomis and wife Christa, and Nicholas Loomis; mother, Adelia Carro, four siblings, Sherry Auwater, Rick Carro, Matthew Carro, and Anthony Carro; as well as two grandchildren; and several nieces and nephews.
His daughters would like to express a special thank you to his wife, Meg, for all the years of love and care she gave their father, as well as his two special friends, Rick Cardinal and Bill Case, for the years of friendship.
His funeral and celebration of life will be Tuesday at 7 p.m. at Friendship Baptist Church, 4964 Rome-New London Road, Rome, with Pastor Jeff Carpenter officiating. Interment will be Wednesday at the convenience of the family in Forest Hill Cemetery, Utica. Calling hours will be Tuesday at the church from 4-7 p.m., prior to the service.
In lieu of flowers, the family requests any donations be made to Friendship Baptist Church.
Arrangements are with Coolican-McSweeney Funeral Home, Oneida. To express sympathy, please visit coolican-mcsweeney.com
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Singapore’s Carro lands $12M to expand its auto listings business to vehicle financing – TechCrunch

Singapore-based auto classifieds Carro has a double whammy of news today — it has moved into the vehicle financing space and raised $12 million more from investors.
Carro was founded in late 2015 and it went on to close $5.3 million in seed financing last summer. CEO Aaron Tan, a former investor with Singtel himself, said the lead investor’s identity is not being disclosed for this new round, but other participants include existing investors Venturra Capital, Singtel Innov8, Golden Gate Ventures, Alpha JWC Ventures, Skystar Capital and GMO.
The startup began life as a mobile-focused classifieds site in Singapore. Since we wrote about it last June, Carro has expanded into Thailand and Indonesia while it has also branched out to offer financing options for customers — both consumers and dealerships. That move, which is supported by underwriting relationships with banks, happened four months ago and was planned when we spoke to Tan last year.
Genie Finance, Carro’s underwriting business, is helmed by insurance industry veteran Helen Neo who claims 30 years in the industry. Tan said that beyond assessing a customer’s information, such as salary, Carro believes it can make a difference by understanding the car market better than traditional insurers.
“If we can understand vehicles over time, we can underwrite the risk much better,” he explained in an interview.
Tan said Carro, which reached $120 million in GMV last year, makes around 70 percent of its revenue from “financing-related income.” He added, however, that the company does pass on riskier deals for the moment — those are routed through to banks for financing options.
Beyond being a lucrative segment for business, the Carro CEO believes the company can offer a genuinely different option for consumers.
“We’re a ground-up tech company which makes us very different from traditional auto finance companies,” he added. “We will build our own financial systems, credit systems, and customer service systems from scratch.”

To illustrate that approach, Carro has launched its own auto finance app — Genie — that exists separate to Carro’s core mobile app. While Genie (the app) is focused primarily on vehicle financing, a service that people only need when they are buying a car, Tan said the vision is to develop it into a useful service for more frequent engagement. Beyond providing details on a customer’s repayment plan, that could mean prompts for repairs, workshop appointments and other services related to their car.
The Carro team weighed up developing a bot for widely used platforms like Facebook Messenger, but settled for their own app because third-party platforms “limit the ability to create new products and services for how people might interact.” Still, the option to fall back and develop a Facebook bot is there in the future.
At this point, Genie Finance is limited to Singapore but Tan said it is likely to roll out to Indonesia and Thailand over the coming months. The company has also introduced instant sales — where it buys a vehicle and then sells it via auction — and is looking at other services, including warranties, workshop appointments and more in the future. We shouldn’t, however, expect new country launches in Southeast Asia.
“We will triple down on the three markets we’re in,” Tan said. “There are no immediate plans to enter new markets because we think we’re still very early into the growth of these countries.”

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Hyundai Creta Action tem isenções para o público PCD; SUVs concentram descontos – Jornal do Carro Estadão

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SUV compacto com isenção de IPI fica até R$ 11 mil mais barato, mas não está disponível em todo Brasil; SUVs lideram descontos para PCD
30 de set, 2021 · 7 minutos de leitura.
Em julho deste ano, o Governo Federal sancionou a Lei 14.183/2021, que elevou o teto para o público PCD obter isenção do Imposto sobre Produtos Industrializados (IPI) no carro 0-km. Assim, o valor limite para zerar a alíquota passou de R$ 70 mil para R$ 140 mil. E, com isso, vários veículos voltaram a ter descontos, desde hatches a SUVs. Um dos mais recentes modelos é o SUV Hyundai Creta Action, que continua em linha.
O Jornal do Carro apurou sobre a disponibilidade do velho Creta para PCD nas lojas da Hyundai. Por ora, apenas uma das concessionárias consultadas em São Paulo, no Rio de Janeiro e no Distrito Federal confirmou a oferta do Creta Action para PCD. Foi a unidade Hyundai HMB CAOA, que fica no bairro da Consolação, na capital paulista. Nas demais lojas da rede procuradas pela redação, a novidade ainda não está disponível.
Segundo um consultor da Hyundai, o Creta Action para PCD foi liberado no dia 29 de setembro, e tem desconto de 11% com a isenção do IPI. Dessa forma, o preço sugerido de R$ 99.290 tem uma redução de R$ 11 mil. E o SUV compacto sai por R$ 88.368.
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Sem a recente renovação, o Creta Action continua em linha como versão de entrada do SUV, sem opcionais e com o mesmo visual do modelo anterior. Dessa forma, traz o conjunto mecânico formado pelo motor 1.6 16V flex e o câmbio de 6 marchas.
Além disso, o Creta Action traz uma lista interessante de equipamentos, com ar-condicionado, controle de estabilidade (ESP), direção elétrica, piloto automático, entre outros. Cabe destacar ainda os vidros elétricos, o rádio blueAudio e o sensor de obstáculos traseiro.
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Tal como o Jornal do Carro noticiou, os SUVs estão puxando a volta do segmento de carros PCD. A Nissan, por exemplo, é uma das marcas que não chegou a parar de vender versões PCD, com descontos próprios. No entanto, agora, o cliente pode (com o novo teto) pode comprar toda a linha com preços específicos (exceto a picape Frontier).
Para exemplificar, o Kicks Active 1.6 automático, que tem preço inicial de R$ 94.990, está disponível por R$ 85.828,69 com os descontos. Ou seja, um abatimento de quase R$ 9 mil, no total. Na versão Exclusive, a redução é ainda maior: chega aos R$ 12 mil. Assim, o valor sugerido de R$ 124.990 cai para R$ 112.935,34.
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Já na Chevrolet, as concessionárias oferecem o Tracker com, isenções. Além do IPI, há abatimento adicional de 7% concedido pela fabricante. Assim, a versão LT Turbo automática, com tabela de R$ 111.240, cai para R$ 99.296 com os respectivos descontos.
Na Stellantis, os principais modelos com isenção de IPI são Jeep Renegade e Citroën C4 Cactus. Mas, além de zerar a alíquota para produtos industrializados, o grupo oferece descontos próprios que, somados, podem ultrapassar a cifra de R$ 25 mil.
No caso da Jeep, a montadora oferece, além da isenção do IPI, um desconto de 10% a 12% em alguns modelos. No Renegade Longitude 1.8 com câmbio automático de 6 marchas, o valor de mercado é de R$ 126.590. Mas, para o público PCD, o veículo alcança os impressionantes R$ 100.360,55. Um desconto generoso de, aproximadamente, R$ 26 mil.
Do mesmo modo, a Citroën também entrega bons abatimentos. O C4 Cactus Feel com motor 1.6 AT, por exemplo, custa R$113.590. Mas com os descontos para PCD, pode sair por R$ 90.370. Assim, o SUV apresenta um desconto, em média, de R$ 23 mil.
Além das marcas citadas, cabe ressaltar que outras montadoras como Fiat, Toyota, Honda, Caoa Chery, Peugeot e Volkswagen também oferecem descontos para o público PCD. Mas nem todas possuem abatimentos além do valor que engloba o IPI.
Por exemplo, na Toyota, as versões hatch e sedã do Yaris estão disponíveis para PCD. O hatch XL Live 1.3 CVT, com câmbio CVT de 7 marchas, é o mais barato. O valor fica por volta de R$ 76.577 mil. Já na Caoa Chery, o Tiggo 7 TXS 1.5 Turbo tem um valor de R$ 124.326 com os descontos.
Preencha seus dados abaixo e em breve um consultor Peugeot entrará em contato.
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Carro and MSIG Launches AI-Powered Behaviour Based Insurance to Reward Safe Drivers | Fintech Singapore – Fintech News Singapore

Carro, South East Asia’s automotive marketplace, has launched a behaviour and usage-based car insurance (UBI) in partnership with Mitsui Sumitomo Insurance Group Holdings (MSIG), a member of MS&AD, a Japanese insurance company.
Drivers in South East Asia will enjoy tailored insurance policies and pricing that reflect their actual driving behaviour. Instead of the traditional packages, the auto insurance premiums will be calculated by applying data science which analyses driver behaviour and distance travelled.
The press release made no mention of whether additional devices will be installed or data of driving behavior will be collected in-app.
The insurance offering inherently encourages safer on-the-road driving behaviour, and Carro will further incentivise drivers with services at the Carro Workshop to reward those who adopt safe driving practices. Over time the technology may even be able to predict the likelihood of a driver getting into an accident in the future. Carro MSIG
Aaron Tan, CEO and Founder of Carro“While user behaviour auto insurance is more widespread in the US and Europe, it is just beginning to take off in South East Asia. We aim to bring data science and artificial intelligence in the insurance industry through this collaboration with MSIG, who have a significant regional presence and, like us, have also been extensively exploring the UBI space. Within the next year we expect to provide over 2,000 cars with MSIG’s usage-based insurance. We are excited to launch this AI enabled insurance model across South East Asia to help keep our roads safe and reward safer driving practices,”
said Aaron Tan, CEO and Founder of Carro.
The insurance plan will first launch in Indonesia before embarking upon a full rollout to Thailand, Malaysia and the wider South East Asia region.
By introducing this UBI, Carro and MSIG seek to reduce accident and injury statistics in the country by encouraging safe driving behaviour. By the end of 2021, Carro expects to provide over 2,000 cars with usage based insurance in the region and grow the numbers three times by 2024.
 
Featured image: Aaron Tan, CEO and Founder of Carro
 
 
 

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This Start-up is on an Acquisition Spree to Expand into Southeast Asia's Used Car Marketplace – Entrepreneur

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Carro has announced the acquisition of Indonesia’s e-classified marketplace, Jualo – as part of the fresh US$30 million funding it raised recently from SoftBank Ventures Asia, and others
Singapore-based wholesale automotive marketplace, Carro is on an acquisition spree as it plans to expand its operations in Southeast Asia. The startup today announced the acquisition of Indonesia’s e-classified marketplace — Jualo — as part of the fresh US$30 million funding it raised recently from SoftBank Ventures Asia, including EDBI, Dietrich Foundation, NCORE Ventures, and Hanwha Asset Management.
Aaron Tan, CEO and founder of Carro, said the acquisition of Jualo has been completed. “This was done some time ago but we just closed the docs recently and hence the delay in announcing it. But it’s entirely done now,” Tan said. “Our acquisition of Jualo will further boost the reach of our proprietary technology platform in Southeast Asia.”
As part of the acquisition, Carro plans on retaining all key staff of Jualo to continue to stay with the company under the original branding. However, it is uncertain if Carro will continue to service Jualo’s other classified offerings. “No plans for that,” Tan said. “The plan is to focus on cars and motorcycles for now.”
Jualo was last reported to have raised an undisclosed amount in 2016 as part of its ongoing Series A funding round from investors including Susquehanna, Lionrock, and Alpha JWC Ventures.


In pic: CEO and founder of Carro, Aaron Tan
Carro is also pushing its subscription-based car service in Indonesia and Thailand as well, which it launched in Singapore in May this year. Carro’s subscription service offers consumers to select cars from any of the four plans — namely daily, roomy, fancy, and luxury — by paying a flat monthly fee that includes all costs associated with car ownership such as insurance, road tax, warranty, maintenance costs, etc. 
Southeast Asia’s used car marketplace is heated with a number of startups similar to Carro. There are Indonesia’s BeliMobilGue, Malaysia’s Carsome and iCar Asia, and others. According to Techcrunch, Carro is the best-funded startups by some margin.
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